Loans Rates

LOAN TYPE RATE (APR) MAX TERM COMMENT
Personal/Signature As low as 11.49% 60 months Up to 15% of gross annual income not to exceed $20,000.
Line of Credit/Overdraft Line of Credit As low as 13.99% 24 months Up to 15% of gross annual income not to exceed $20,000.
New Vehicle (Current & Previous Year) As low as 2.49% 84 months 100% Purchase price or NADA retail value, plus tag, title, and tax
Used Vehicle (2 to 7 Years Old) As low as 3.49% 72 months 100% NADA retail value, plus tag, title, and tax
New Recreational Vehicles and Boats(Current & Previous Year) As low as 2.49% 120 months 100% Purchase price or NADA retail value, plus tag, title, and tax
Used Recreational Vehicles and Boats (2 to 7 Years Old) As low as 3.49% 96 months 100% NADA retail value, plus tag, title, and tax
New Watercrafts and Motorcycles (Current & Previous Year) As low as 2.49% 84 months 100% Purchase price or NADA retail value, plus tag, title, and tax
Used Watercrafts and Motorcycles (2 to 7 Years Old) As low as 3.49% 72 months 100% NADA retail value, plus tag, title, and tax
Other Secured (Appliances, Personal Computers, Lawn & Farm Equipment, etc.) As low as 6.49% 60 months 100% Purchase price to be paid direct
2nd Mortgage (Equity Loan) As low as 3.99% 180 months Max Loan to Value 100% less outstanding first mortgage. Term can be extended to 84 months by adding .25% to the rate. Terms to 120 months add .50% to the rate.
CD Secured Dividend rate being paid on CD plus 2% 100% of CD pledged as collateral and the rate is subject to change on the CD maturity date
Share Secured Dividend rate being paid on regular shares (index) plus 2% 100% of Shares pledged as collateral and the rate is subject to change on the 1 st day of each quarter (January, April, July, October)